Courier Insurance

Courier Insurance packages that deliver the goods

Did you know that standard vehicle policies do not provide adequate cover for courier activities, even if you opt for ‘business use’? In order to fully protect your delivery business, you are best choosing a specialist courier package comprising all the vehicle and goods cover you need, as well as some basic liability insurance built in for total peace of mind.

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Why Choose Us

We’re specialists in insuring commercial vehicles

Spread the cost with our payment options

If you’d prefer not to pay for your insurance premium up front, we can help by offering a payment plan split 50/50 over two months or you can choose to pay by monthly direct debit via our finance provider.

We’re an award-winning broker

Quote Me Today has a proven track record as an independent insurance broker, with several industry awards under our belt. We’ve also been named in the Top 100 Insurance Brokers of 2024 by Insurance Age.

Expert advice you can trust

Our specialist insurance advisor and support team have over 400 years of collective experience in the insurance industry and are committed to providing transparent, independent advice to our clients.

Feel at ease knowing you’re covered

We can’t predict the future, but we can be prepared in case anything unplanned happens. Our team can perform a free audit of your business insurance arrangements to identify and address any gaps in cover.

UK Regulated by the FCA

As a broker, we’re regulated by the Financial Conduct Authority (FCA), meaning that there is a comprehensive code of practice we abide by to ensure consumers get a fair deal on the financial services we offer.

A friendly, UK-based team

Our insurance advisors, support team and dedicated claim handling team are all based in the UK. Every Quote Me Today staff member is committed to providing the very best level of personalised customer care.

What are the main features of a Courier Insurance Policy?

A tailored Courier insurance package usually starts with your vehicle and builds up layers of additional cover to suit your needs. Your quote will be calculated based on various factors including the vehicle details, your location and driving history, as well as the type and value of the goods you carry.

Main Features

What are the main features of a Courier policy:

Cover available from just one vehicle to a fleet of vehicles, including mixed vehicle types.
Vehicle cover options are Third Party, Third Party Fire and Theft or Fully Comprehensive.
Vehicle cover can include windscreen, courtesy car and breakdown depending on level of cover.
Carriage of goods for hire and reward coverage. Commercial multi-drop and time-critical drop deliveries accepted by some insurers.
Vehicle cover can include protected no claims bonus where appropriate.
EU cover is available – please discuss this with your advisor to ensure the policy we match you with covers this.
Cover can be based either on named drivers for a single vehicle policy or as an ‘any licenced driver’ aged driving restriction for multi-vehicle policies (e.g. any licenced driver over 25). Drivers with motoring convictions and claims histories can be considered – this information should be given to your insurance advisor at quote stage as they may need to refer this to the insurer.
Goods in Transit insurance extension available. Although not a legal requirement, like any insurance this will help protect your business finances and reputation if the goods you are carrying for a customer get lost, damaged or stolen and you are held liable for replacement or compensation. Most vehicle loads can be considered including hazardous goods.
Can include Employer’s Liability and Public Liability within the package.
Access to a dedicated 24-hour UK-based claims reporting team.

Courier Insurance