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Business Insurance

Helping you to safeguard your business against a wide range of risks

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Business Insurance

Running a business is hard enough. We aim to make your insurance review simple.

Businesses face multiple risks and having the right cover in place is hugely important for successful trading. A combined insurance contract can help to protect the building blocks of your enterprise, from your premises to staff and many other liabilities in between.

Commercial insurance products are designed for businesses with varying degrees of complexity, such as those in the engineering, manufacturing, wholesaling and warehousing sectors. These sectors often require a blend of coverage to address both retail and wholesale operations, encompassing both manual and administrative roles.

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Why choose us

Here to help you navigate the complexities of commercial insurance

With so many options available, arranging your business insurance can be overwhelming, but our experienced insurance advisors are here to guide you. We take the time to understand your specific needs and identify your key risk areas. Then, we collaborate with our network of insurers to secure quotes that balance the coverage you need with competitive prices.

Flexible payment options available

For those who prefer not to pay their insurance policy in full upfront, we can offer flexible payment options. You can choose to divide the total into two monthly instalments or use our third-party finance provider to spread the cost over the year with convenient monthly direct debits.

Don’t just take our word for it

When choosing a new insurance broker, you’ll want to hear about the experiences of other customers before you make your decision. Why not head over to our Trustpilot page to see for yourself why so many clients choose us for their business insurance, year after year.

An experienced broker

With over 25 years of experience in the insurance industry, QMT Commercial has the knowledge and experience to navigate the complexities of business insurance. Our approachable team of insurance advisors are here to help guide you through the quotation process.

Customers are our top priority

QMT Commercial prides itself on its commitment to delivering excellent customer service. Our UK-based insurance advisors and support team are here to ensure your insurance needs are handled with precision and care, ready to assist you with any questions throughout the year.

Feel at ease knowing you’re insured

We can’t predict the future, but we can be prepared should something unfortunate happen. Our experienced advisors would be delighted to perform a free audit of your business insurance arrangements to help identify and address the gaps in cover.

UK Regulated by the FCA

As a commercial insurance broker, QMT Commercial are regulated by the Financial Conduct Authority (FCA), meaning that there is a strict code of practice we must abide by to ensure consumers are treated fairly at every stage of the financial services we help to arrange.

QMT Commercial is a UK based, Proudly Independent Insurance Broker.

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What are the main features of a Business Insurance Policy?

A Business Insurance package generally includes Public Liability Insurance and Employers’ Liability Insurance, with the latter being a legal requirement for most businesses based in the UK. Based on your specific risk exposure, you can choose additional coverage options. For instance, businesses managing client data and utilising digital technology might consider cyber insurance within their package.

Main Features

  • Public Liability Insurance: Can cover the legal fees and potential payouts if a member of the public is injured or their property damaged as a result of your work.
  • Employers’ Liability Insurance: In the UK, this is a mandatory requirement for most businesses. It can help safeguard your company against employee claims, including those from temporary staff, by providing support for legal fees and compensation.
  • Can include other insurable risks such as Material Damage, Cyber Cover, Building Cover, Contents Cover and Stock Cover.
  • May include legal protection and access to legal advice lines.

Get a FREE Quote

Fill out the form below to get the quotation process underway, one of our specialist broking team will then do the rest for you by conducting a comprehensive market review in order to obtain the best prices and cover for you.

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