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Business Contents Insurance

Contents cover to help you protect your commercial assets

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Business Contents Insurance

Business Contents Insurance that works for your unique business

Whether you trade from your home, online or on the high street, it’s likely you possess valuable equipment and stock that could be expensive to repair or replace if lost, damaged or stolen. While replacing a single item might be financially manageable, consider the impact if your most costly equipment is affected or if a fire necessitates replacing multiple items – expenses can escalate rapidly, especially with tech products. Business contents insurance can be your safety net, helping you get back up and running as soon as possible in the event of a claim.

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WHY CHOOSE US

Here to help with Business Insurance

Understanding that each business is unique, our team of insurance advisors fact-find to learn about your operations, location, tools, equipment, inventory and any seasonal variations that may impact them. This insight allows us to pinpoint the common risks you face, enabling us to source suitable insurance solutions that help give you peace of mind.

Independent and impartial advice

At QMT Commercial, as an independent insurance broker, we are free from ties to any single provider. This independence empowers us to deliver impartial advice and access a diverse array of insurers, ensuring we can help secure the most suitable policies for your business requirements.

Don’t just take our word for it

When choosing a new insurance broker, you’ll want to hear about the experiences of other customers before you make your decision. Why not head over to our Trustpilot page to see for yourself why so many clients choose us for their business insurance, year after year.

Customers are our top priority

QMT Commercial prides itself on its commitment to delivering excellent customer service. Our UK-based insurance advisors and support team are here to ensure your insurance needs are handled with precision and care, ready to assist you with any questions throughout the year.

UK Regulated by the FCA

As a commercial insurance broker, QMT Commercial are regulated by the Financial Conduct Authority (FCA), meaning that there is a strict code of practice we must abide by to ensure consumers are treated fairly at every stage of the financial services we help to arrange.

Finding you a great deal

Over the last 25 years, we have built excellent relationships with a wide variety of insurers and wholesale brokers, meaning we can bring you some great deals on your business insurance, some of which you won’t find on price comparison sites.

Flexible payment options available

For those who prefer not to pay their insurance policy in full upfront, we can offer flexible payment options. You can choose to divide the total into two monthly instalments or use our third-party finance provider to spread the cost over the year with convenient monthly direct debits.

QMT Commercial is a UK based, Proudly Independent Insurance Broker.

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What are the main features of a Business Contents Insurance Policy?

Business Contents Insurance is available as a standalone product or as part of an insurance package, which may also include Liability and Indemnity coverage. It can help to provide compensation for the replacement or repair of fixtures, fittings, equipment and tools in cases of damage, loss, vandalism or theft.

Main Features

  • Can cover various business premises, whether you’re working from home(which may not be covered by your home insurance) or operating from owned or rented locations.
  • Can help protect against damage or loss from natural events like fires, floods, or storms, though general wear and tear isn’t included.
  • Can help prevent financial losses arising from theft, vandalism and accidental damage.
  • Can cover shop fronts, glass and windows, fixtures and fittings (such as decor, lighting, kitchen equipment, etc), furniture, tools and equipment.
  • Can include stock cover (for example a salon would hold product stock both for service use and sale), accommodating high-risk items and seasonal fluctuations where requested.
  • Can cover data loss due to physical damage such as an office fire that destroys your server or hard drive.
  • Additional cover options are available such as loss of money, personal belongings of employees and visitors, portable items and goods in transit.

Get a FREE Quote

Fill out the form below to get the quotation process underway, one of our specialist broking team will then do the rest for you by conducting a comprehensive market review in order to obtain the best prices and cover for you.

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