Cyber Cover Insurance

Cyber attacks are becoming more prevalent than ever before

In April 2024, a UK Government survey reported that half of all businesses and 84% of large businesses had been targeted by some form of cyber breach or attack in the past 12 months. No business is totally immune to cyber threats, regardless of the security measures you put in place. Dealing with the aftermath of a breach can be costly, not just to your bottom line, but your reputation too. Cyber Cover is designed to help manage the consequences of an attack and get your business back up and running as quickly as possible.

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WHY CHOOSE US

Helping to safeguard your business against malware, ransomware and hacking

In today’s tech-driven business landscape, safeguarding your operations with Cyber Insurance is vital. At QMT Commercial, we understand the importance of keeping your business and customer data safe and are here to help you explore insurance solutions that can help you minimise the financial impact of an attack.

An experienced broker

With over 25 years of experience in the insurance industry, QMT Commercial has the knowledge and experience to navigate the complexities of business insurance. Our approachable team of insurance advisors are here to help guide you through the quotation process.

Flexible payment options available

For those who prefer not to pay their insurance policy in full upfront, we can offer flexible payment options. You can choose to divide the total into two monthly instalments or use our third-party finance provider to spread the cost over the year with convenient monthly direct debits.

Customers are our top priority

QMT Commercial prides itself on its commitment to delivering excellent customer service. Our UK-based insurance advisors and support team are here to ensure your insurance needs are handled with precision and care, ready to assist you with any questions throughout the year.

Independent and impartial advice

At QMT Commercial, as an independent insurance broker, we are free from ties to any single provider. This independence empowers us to deliver impartial advice and access a diverse array of insurers, ensuring we can help secure the most suitable policies for your business requirements.

UK Regulated by the FCA

As a commercial insurance broker, QMT Commercial are regulated by the Financial Conduct Authority (FCA), meaning that there is a strict code of practice we must abide by to ensure consumers are treated fairly at every stage of the financial services we help to arrange.

Everything in one place

Tired of the hassle of managing multiple policies with different brokers and insurers? We can help. We can arrange most types of business insurance including liability and fleet, meaning if you switch to us, you’ll only need to deal with your dedicated account manager.

What are the main features of a Cyber Cover Insurance Policy?

Cyber Cover offers protection for businesses facing a variety of digital threats, including data loss, system damage, corruption or theft. The cost of a policy is influenced by factors such as your business' revenue, industry, data management practices and existing security measures.

Main Features

Helps to protect your business against the financial repercussions of malware, ransomware and hacking cyber attacks.
Can cover the investigation of the attack, restoration of data and systems to working order, management of your reputation and communications to those affected or who need to be notified.
Can assist with the legal defence costs should a claim be made against you as a result of the breach by a third party or regulator. Where the claimant is awarded a settlement, this may be covered by the insurance.
Can include Business Interruption Insurance should the business be unable to continue trading temporarily as a result of the cyber attack, helping to protect your company finances at a challenging time.
Depending on your policy terms, some policies cover additional cyber elements such as online fraud by employees, online defamation arising as a result of your online presence being hacked, etc.

Cyber Cover Insurance