Minibus Insurance

Minibus insurance doesn’t need to be complicated. We can arrange specialist minibus cover, based on your needs, whether you’re a community based organisation or are carrying passengers for hire and reward.

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Minibus Insurance

We’ll help simplify the process of insuring your minibus

Insuring a minibus can be a bit daunting. The vehicle wouldn’t be covered under a normal car insurance policy, nor would it be classed as a van or coach. That’s why the best option is to purchase a specialist minibus policy for peace of mind that the vehicle use is fully covered should the unfortunate happen.

Our specialist commercial insurance team will take time to explain your options, from third party cover all the way through to a comprehensive policy. We have access to a carefully selected panel of insurers, some of whom you won’t find on price comparison sites, meaning we can take advantage of some fantastic broker-only deals.

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Why choose us

We can tailor your minibus insurance to meet your needs

Minibuses for personal use

If you’re an organisation carrying non-paying passengers (e.g. family, educational, religious, charity or sport use), we can source specialist community transport minibus policies.

Minibuses for private use

Alternatively, if you are carrying passengers on a hire or reward basis (e.g. travel or tour operator), our insurance advisors can arrange cover accordingly.

Flexible seating limits

We can arrange minibus insurance for up to 16 passengers, excluding the driver, meaning that whatever size your vehicle is, we can find you the right cover.

All drivers considered

Our insurers can consider drivers with accidents or motoring convictions on referral at quote stage. However, it is worth noting that this can have an impact on premium.

Additional cover options

From personal accident to personal belongings and windscreen to breakdown, we can help fully customise your minibus insurance to suit your requirements.

Spread the cost

We can help you spread the cost of your policy by splitting the amount into two monthly stage payments or more manageable direct debits.

QMT Commercial is a UK based, Proudly Independent Insurance Broker.

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What are the main features of a Minibus Insurance Policy?

Although minibuses aren’t covered under a normal vehicle policy, the foundation of the policy is fairly similar. This means that the insurer will look at various factors such as the vehicle value, make and model, driver details and experience, no claims bonus, overnight postcode, etc, when determining the premium. On top of the standard vehicle cover you would expect, additional options are available.

Main Features

  • Third Party, Third Party Fire and Theft and Comprehensive cover options available
  • Tailored use, depending on your business activities
  • Cover for up to 16 seats plus driver (17 seats total)
  • Drivers with motoring convictions or accidents can be considered (some insurers review this up to a five year period from the policy start date) – full details must be referred to the insurer at quote stage
  • Personal Accident options available
  • Personal belongings cover options available
  • Windscreen cover is typically included with fully comprehensive policies – ask our advisor for details
  • Breakdown cover options available
  • EU cover options available
  • Public liability cover options available

Get a FREE Quote

Fill out the form below to get the quotation process underway, one of our specialist broking team will then do the rest for you by conducting a comprehensive market review in order to obtain the best prices and cover for you.

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