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Directors & Officers Insurance

Help protect your senior management when legal disputes arise

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Directors & Officers Insurance

Lawsuits are expensive - protect your assets with D&O Insurance

As a director, you hold the legal responsibility to comply with specific legislation. This role often requires making challenging decisions, increasing the possibility of claims from employees, customers, the public, shareholders or regulators. Without specialised insurance for directors and officers, both your business and senior management are vulnerable in the event of a dispute. Could your business afford the resources to thoroughly investigate and defend such claims? Could you manage any compensation or payouts, or would this jeopardise your business and its leaders? The consequences of an unsuccessful defence could include director disqualification, civil proceedings and even criminal charges, so it’s crucial to secure the necessary support to navigate these potential challenges.

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Why Choose Us

Our job is to protect yours

We recognise the challenges business owners face in managing risk. That’s why we’re so passionate about working with clients to find suitable insurance solutions that help to reduce their risk exposure. We’re mindful that in today’s economic climate, maximising your financial resources is crucial, so we endeavour to select policies that avoid unnecessary overlap, helping to prevent over-insurance or paying extra for coverage you don’t require.

An experienced broker

With over 25 years of experience in the insurance industry, QMT Commercial has the knowledge and experience to navigate the complexities of business insurance. Our approachable team of insurance advisors are here to help guide you through the quotation process.

Independent and impartial advice

At QMT Commercial, as an independent insurance broker, we are free from ties to any single provider. This independence empowers us to deliver impartial advice and access a diverse array of insurers, ensuring we can help secure the most suitable policies for your business requirements.

Flexible payment options available

For those who prefer not to pay their insurance policy in full upfront, we can offer flexible payment options. You can choose to divide the total into two monthly instalments or use our third-party finance provider to spread the cost over the year with convenient monthly direct debits.

Customers are our top priority

QMT Commercial prides itself on its commitment to delivering excellent customer service. Our UK-based insurance advisors and support team are here to ensure your insurance needs are handled with precision and care, ready to assist you with any questions throughout the year.

Finding you a great deal

Over the last 25 years, we have built excellent relationships with a wide variety of insurers and wholesale brokers, meaning we can bring you some great deals on your business insurance, some of which you won’t find on price comparison sites.

Don’t just take our word for it

When choosing a new insurance broker, you’ll want to hear about the experiences of other customers before you make your decision. Why not head over to our Trustpilot page to see for yourself why so many clients choose us for their business insurance, year after year.

QMT Commercial is a UK based, Proudly Independent Insurance Broker.

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What are the main features of a Directors & Officers Insurance Policy?

Directors and Officers Insurance offers important protection, whether taken as a standalone policy or combined with other business cover like Employer’s Liability. While it typically excludes intentional misconduct such as fraud, this policy can help safeguard your business and its leaders from personal liability in civil, criminal or regulatory claims related to their professional decisions and actions.

Main Features

  • Can cover the investigation of and legal representation for claims made against you.
  • Can cover the compensation or settlement awarded to the claimant should the defence be unsuccessful.
  • Can cover directors and key managers (officers) for alleged acts including breach of trust, breach of duty, neglect, mistakes, misleading statements and wrongful trading.
  • Can cover current and past directors and officers.
  • Can protect personal wealth and assets.
  • Can be combined with other insurance products such as Business and Liability Insurance.

Get a FREE Quote

Fill out the form below to get the quotation process underway, one of our specialist broking team will then do the rest for you by conducting a comprehensive market review in order to obtain the best prices and cover for you.

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