Hauliers Liability Insurance

Why hauliers need more than standard liability insurance

Hauliers come in all shapes and sizes, from single courier vans to international haulage firms. That’s why a one size fits all liability insurance product simply doesn’t cut it. A combined hauliers liability policy can cover the legal requirement of employer’s liability, but can also protect you from claims made against you by customers, suppliers or the public as well as covering the goods you carry, meaning you can run your business with peace of mind.

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If you’d prefer not to pay for your policy up front, you can opt to split the cost over two monthly 50/50 instalments or apply for direct debit via a premium finance provider to help spread the cost.

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What are the main features of a Hauliers Liability Insurance Policy?

What are the main features of a Hauliers Liability policy Paragraph:

Main Features

Public liability insurance to protect your business in the event of a claim made by a customer, contractor or member of the public, where they are injured or their property is damaged as a result of your work. This insurance covers legal fees and any compensation/settlement awarded to the claimant.
Employer’s liability insurance (a legal requirement in the UK) to protect your business in the event of a claim made by an employee for loss or injury at work. This insurance covers legal fees and any compensation/settlement awarded to the claimant.
Goods in Transit to cover loss and damage to the goods you carry. This can include meeting contractual obligations for the Road Haulage Association (RHA) or the Convention on the Contract for the International Carriage of Goods by Road (CMR).
Cover of driver’s personal belongings
Additional cover can be arranged for sub-contractor cargo
May also provide cover for driver training, onboarding and recruitment
Additional extensions can be arranged for owned, hired or leased equipment including trailers, containers and handling equipment

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Hauliers Liability Insurance