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Excess Protection Add-On Cover

Tired of paying your excess when you make a claim? This optional add-on could be the solution. It reimburses your excess for both fault and non-fault claims involving accidental damage, fire, theft or vandalism - up to the annual limit set by your policy.

To find out more about available add-ons, speak with one of our friendly advisors today on 01233 222 562 or complete our web form to request a call back.

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Why choose us for Add-On Cover?

Finding you the cover you need

QMT Commercial can help you source a wide range of optional add-on policies to complement your insurance package. This low cost product is designed with a specific benefit, meaning you can take advantage of an enhanced level of cover without blowing your budget.

At QMT Commercial, as an independent insurance broker, we are free from ties to any single provider. This independence enables us to access an array of insurers and wholesale brokers, ensuring we can help secure the most suitable policies for your business requirements.

When choosing a new insurance broker, you’ll naturally want to hear about the experiences of other customers before you make your decision. Why not head over to our Trustpilot page to see for yourself why so many clients choose us for their business insurance, year after year.

For those who prefer not to pay for their insurance policy in full, we can offer flexible payment options. You can choose to divide the total into two monthly instalments or use our third-party finance provider to spread the cost with convenient monthly direct debits. Exclusions may apply.

QMT Commercial prides itself on its commitment to delivering excellent customer service. Our UK-based insurance advisors and support team are here to ensure your insurance needs are handled with precision and care, ready to assist you with any questions throughout the year.

As a commercial insurance broker, QMT Commercial are regulated by the Financial Conduct Authority (FCA), meaning that there is a strict code of practice we must abide by to ensure consumers are treated fairly at every stage of the financial services we help to arrange.

In the last 20+ years, QMT Commercial has built excellent relationships with a wide variety of insurers and wholesale brokers, meaning we can bring you some great deals on your business insurance, some of which you won’t be able to find on price comparison sites.

QMT Commercial is a UK based, proudly independent insurance broker.

What are the main features of Excess Protection Add-On Cover?

A valuable add-on that reimburses your excess after a successful claim for loss, damage or destruction under your motor vehicle policy.

Main Features

    • Covers accidental damage, fire, theft and vandalism claims.
    • Fault claims will be reimbursed on receipt of a settlement letter from the policyholder’s vehicle insurer.
    • Partial fault and non-fault claims will be reimbursed if the excess cannot be recovered within six months from the third party.
    • This add-on is subject to an annual aggregate limit.
    • The excess reimbursement excludes glass claims.
    • The claim amount must exceed the excess to be eligible.
    • Relates to claims made in the UK only.
    • Must be purchased in addition to a motor vehicle policy.
    • Information correct at time of publishing – please refer to your policy wording for full details
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