Charity Insurance

Giving charities and community groups a helping hand

Every organisation needs to be aware of the risks they face, how they can minimise these potential threats and what measures they can put in place to protect their team and assets should something unforeseen occur. This extends to all sizes and types of charity organisations such as community groups, educational clubs, religious outreach, animal rescues, care and respite homes, food banks and charity shops. The insurance cover your organisation needs will be based entirely on the scale of your operation and the activities you undertake, with a package as individual as you are.

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Why Choose Us

We understand your budget is sacrosanct

Flexible ways to pay

Charity cashflow can be tight, particularly in seasons where demand for your service peaks. You can spread the cost of your policy 50/50 with two monthly payments or opt to pay by monthly direct debit.

Sourcing great deals

Over the years, we have developed strong relationships with a carefully selected panel of insurers meaning we can find you a great deal, including some you won’t find on comparison sites.

Minimal hassle

Our UK-based team will be on hand to guide you through the process, obtain competitive quotes on your behalf and get your policy set up within minutes, for a smooth, hassle-free experience.

A reputable broker

Quote Me Today is a name you can trust, providing transparent and independent commercial insurance advice. Head over to Trustpilot and see for yourself why we’re rated so highly by our customers.

Simple, clear advice

No one wants an earful of industry jargon. Our friendly advisors will provide easily accessible information about your insurance arrangements, from the initial enquiry to policy expiry and beyond.

Experts in their field

Our team have over 400 years of collective experience in the insurance industry, meaning we can provide our clients with invaluable advice on reducing their financial risks and in turn, their premiums.

What are the main features of a Charity Insurance Policy?

Whether you’re a village hall or large charitable trust, you’ll want to be confident that you’re financially protected, so that even if something unfortunate happens, you can continue doing fantastic work in the heart of your local community. We will help you identify your unique risks and tailor your charity insurance package to offer wide-ranging protection.

Main Features

Typically includes public liability insurance (cover limits usually range from £2-5 million) to help defend your organisation against claims made by third parties or members of the public and pay settlements or compensation where the claimant is successful.
Can include employers’ liability (where required as this may be a legal requirement depending on your staffing setup) to protect against claims made by employees and volunteers.
Can include additional cover depending on your charity activities and requirements such as data breaches, professional indemnity, personal accident, events, buildings and contents, stock cover, etc.
Can include Trustees’ indemnity insurance (sometimes referred to as directors, trustees and officers’ insurance), to protect them from being held personally liable for the decisions they make.
Your package can include additional insurance products such as fleet vehicle or minibus cover.

Charity Insurance