Tech Insurance

Power up your IT, technology or communications business insurance

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Tech Insurance

Is your business insurance up to code?

When it comes to business insurance, there is truly no ‘one size fits all’ solution. That statement is even more apt in the fast paced, constantly evolving technology sector. In our digital age, your industry faces even more challenges, with new threats emerging all the time, so it’s vital to stay ahead of the curve and manage your risks effectively. By having a fully customised industry-specific tech insurance policy in place, you can be confident your business is protected should your luck change.

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Why choose us

Connecting you with the right insurer

Flexible ways to pay

If you’d prefer not to pay for your insurance all in one go that’s not a problem. We can arrange 50/50 instalments over two months or if it’s more manageable, you can pay by monthly direct debit.

Everything in one place

Quote Me Today can arrange all types of business insurance including liability and fleet. Why not take the hassle out of policy management and let our experts handle your insurances on your behalf.

Expert advice in plain English

There’s nothing worse than industry jargon that you just can’t understand. That’s why our insurance advisors provide clear, concise information and are always on hand to help answer any questions.

Get covered straight away

Once you’re happy with our quotation, we can set your policy up to start immediately. Alternatively, if your renewal is due shortly, we can set the new policy up to start as soon your current one ends.

A wide panel of insurers

As a well-established broker, we have built excellent relationships with a number of carefully chosen insurers, meaning we can bring you great deals, some of which you won’t find on price comparison sites.

An award-winning UK broker

Over the years Quote Me Today has regularly been recognised by a number of highly regarded industry awards including most recently being named by Insurance Age as one of the Top 100 Brokers of 2024.

QMT Commercial is a UK based, Proudly Independent Insurance Broker.

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What are the main features of a Tech Insurance Policy?

Your Tech Insurance cover may comprise one combined policy or be a package made up of multiple policies, each designed to cover a specific element of risk. Our team will work with you to identify the threats your business is most vulnerable to and provide recommendations and quotes in line with your unique needs and budget for your consideration.

Main Features

  • Can cover IT, electronic equipment and hardware to protect against theft or accidental damage. This can be extended to portable devices such as laptops which may be taken off-site by staff.
  • Can cover cyber liability for events such as a data breach or cyber attack including defence and expenses arising from lawsuits, notification to those affected, ransom payments, fraud detection and monitoring and restoration of data/equipment – this is now considered essential for tech companies who hold any important first party of third party electronic data.
  • Can include business interruption insurance which can be a lifeline if your business is unable to trade temporarily due to an event such as fire, theft or vandalism. This component will help recompense your expected income for that period, cover overheads such as rent, bills and staffing and provide assistance with temporary relocation expenses.
  • Can include employers’ liability insurance to protect your company against employee injury or illness claims that arise as a result of their employment. This cover will include legal defence fees and payment of any settlements awarded to the claimant if litigation proves unsuccessful.
  • Can include public liability insurance should a member of the public or third party raise an injury or property damage claim against you, covering legal expenses and compensation.
  • Can include product insurance if you design, manufacture, repair or distribute any items.
  • Can include professional indemnity insurance to defend against allegations of negligence, breach of contract and intellectual property claims.
  • Can include directors’ and officers’ insurance, making sure your senior management are not held individually liable for the business decisions they make and protecting their personal assets. This component will assist with legal fees and defence costs as well as any settlement awarded to the claimant.
  • Can include buildings and contents insurance to protect your premises, fixtures and fittings, plus furniture, equipment and stock cover where required.
  • Quote Me Today can also arrange fleet insurance to cover your business vehicles and goods in transit where required.

Get a FREE Quote

Fill out the form below to get the quotation process underway, one of our specialist broking team will then do the rest for you by conducting a comprehensive market review in order to obtain the best prices and cover for you.

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