Salon Insurance

Busy Salons carry a high level of risk to you, your employees and your customers. Having a salon insurance policy in place can protect you from unwanted and costly surprises.

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Salon Insurance

Protect your business with an insurance package that’s specifically designed to cover the risks associated with your business.

Whether you’re a hair stylist, beauty therapist or make up artist, your business is sure to deal with a high number of customers on a daily basis. You will also have invested in equipment, stock and possibly even own your own premises with valuable fixtures and fittings.

A Salon insurance package, designed to cover your range of business activities will help protect you should the unfortunate happen.

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Why choose us

Our specialist team are here to help

We’ll help protect your business

The cover you need will depend on the services you offer, but is likely to include public liability insurance as a minimum. This product is designed to cover you in the event of a third party claim, for example an allergic reaction or a fall at your premises by a customer or supplier.

A wide range of covers, in one package

In addition to public liability, you may require employer’s liability if you employ any staff, including trainees and apprentices. This insurance is a legal requirement and helps protect you if a claim is made against you by a member of your team. You may also require cover for buildings, contents, tenant’s improvements (if applicable) and stock.

A range of additional options

In addition to the main areas of cover described above, many salon insurance policies offer a range of additional covers such as legal expenses and business interruption insurance. In the event of an insured loss at your premises where perhaps stock and equipment are damaged or stolen, the business interruption insurance will cover you for loss of revenue, whether total or partial, for the period where your business was affected by the loss.

We’ll compare quotes on your behalf

Busy salon owners don’t always have time to compare insurance costs and cover options. This means they often renew their policy year after year without a proper review. This sometimes results in paying uncompetitive premiums, or paying for cover which isn’t required. Trust our specialists to undertake a comprehensive review and present the most suitable quotes from our panel of insurers.

Policy set up is quick and easy

Whether you’re an insurance whiz or a complete novice, our specialist team will guide you on what we need to know to arrange cover suited to the services you offer. Once you are ready to proceed, we can set your policy up to start as soon as you need it – immediately if you like!

Benefit from flexible payment options

Salon liability insurance can be one of the most affordable insurance options out there and many businesses choose to pay up front. However, if you are looking to manage your cashflow, we have great payment options including splitting the amount 50/50 to be paid over two months or monthly direct debits.

QMT Commercial is a UK based, Proudly Independent Insurance Broker.

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What are the main features of a Salon Insurance Policy?

Your Salon Insurance policy can be divided into three key areas of cover: Public Liability, Employer’s Liability and general business cover.

Main Features

  • Public Liability to protect you from claims made by customers and members of the public
  • Employer’s Liability to protect you from claims made by staff, including trainees and apprentices
  • Premises cover including fixtures and fittings
  • Contents cover including high value equipment
  • Stock cover for any products you sell
  • Product liability cover if you manufacture your own goods for use or purchase

Get a FREE Quote

Fill out the form below to get the quotation process underway, one of our specialist broking team will then do the rest for you by conducting a comprehensive market review in order to obtain the best prices and cover for you.

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