Liability Insurance

Insurance to protect you against 3rd party claims

In a broad sense, Liability Insurance covers you for claims made due to injury to another person and/or damage to property. These types of policies cover the legal costs associated with defending claims, plus potential payouts if found to be legally responsible.

Every business will require some form of liability insurance, the exact type being dependent on what you do. It’s worth noting that it won’t cover intentional damage or breach of contract.

Your QMT commercial account handler can help you decide exactly what type and how much Liability Insurance is right for you to properly protect your business, although Employers’ Liability is a legal requirement for the majority of employers. We have a long history of providing commercial insurance, making it our number one aim to get the best market rates available.

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WHY CHOOSE US

As one of the UK’s leading Liability Insurance brokers, we can help you keep your overall insurance costs as low as possible without compromising on the quality of cover.

Independent and Impartial Advice

Quote Me Today is an independent insurance broker, meaning we are not tied to any specific insurance provider. This allows us to offer unbiased advice and source policies from a wide range of insurers to find the best fit for your business needs.

Tailored Insurance Solutions

We understand that every business is unique. Instead of a "one-size-fits-all" approach, Quote Me Today takes the time to understand your specific requirements and tailor a policy that provides the right level of cover at a competitive price.

Expertise and Industry Knowledge

With over 25 years of experience in the insurance industry, Quote Me Today has the knowledge and expertise to navigate the complexities of business insurance. Our advisors are specialists in their respective fields, ensuring you receive accurate and reliable guidance.

Access to a Wide Range of Insurers

Quote Me Today has strong relationships with a vast network of leading UK insurers. This gives you access to a wide variety of policies and ensures you get the most competitive premiums available.

Focus on Customer Service

Quote Me Today prides itself on its commitment to customer service. We are dedicated to providing a personalised and efficient service, ensuring your insurance needs are met with care and attention.

Transparent and Honest Communication

At Quote Me Today we emphasise transparency and honesty in our communication. We clearly explain policy details, including any small print, warranties, and clauses, so you can make informed decisions about your coverage.

What are the main features of a Liability Insurance Policy?

Liability insurance is a type of insurance that protects businesses and individuals from financial losses arising from claims of negligence or wrongdoing. It covers legal costs, settlements, and judgments awarded to third parties who suffer injuries or property damage as a result of the insured's actions or omissions.

Main Features

Protects against financial losses
Provides peace of mind
Covers a variety of risks
Can be tailored to your needs
Can be affordable
Is a legal requirement in some cases
Can help you avoid bankruptcy
Can protect your personal assets
Can give you an edge over your competitors

Liability Insurance