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Minibus Insurance

Looking to insure your minibus? Whether you're running a community transport service, school shuttle, private hire business or charity fleet, having the right insurance is essential - not just for legal compliance, but for peace of mind. While you concentrate on getting passengers where they need to be, we’ll take care of finding a policy that fits your needs and budget.

Ready to begin? Call QMT Commercial on 01227 285 540 or complete our quote form to request your free quote.

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What is Minibus Insurance?

Standard car insurance won’t cover a minibus – and it doesn’t fall under van or coach classifications either. That’s why a dedicated Minibus Insurance policy is so important. Designed specifically for passenger-carrying vehicles with 9 to 17 seats, this specialist product helps you protect not just your vehicle, but your driver and passengers too.

Why choose us for Minibus Insurance?

Here to help you simplify your insurance journey.

Sorting through insurance options can feel overwhelming – between varying levels of cover, fluctuating prices and industry jargon, it’s easy to wonder if you’re making the right choice. But when it comes to Minibus Insurance, it doesn’t have to be complicated. At QMT Commercial, our friendly team is here to help simplify the process, talk you through your options and answer any questions along the way.

At QMT Commercial, as an independent insurance broker, we are free from ties to any single provider. This independence enables us to access an array of insurers and wholesale brokers, ensuring we can help secure the most suitable policies for your business requirements.

When choosing a new insurance broker, you’ll naturally want to hear about the experiences of other customers before you make your decision. Why not head over to our Trustpilot page to see for yourself why so many clients choose us for their business insurance, year after year.

For those who prefer not to pay their insurance policy in full, we can offer flexible payment options. You can choose to divide the total into two monthly instalments or use our third-party finance provider to spread the cost with convenient monthly direct debits.

QMT Commercial prides itself on its commitment to delivering excellent customer service. Our UK-based insurance advisors and support team are here to ensure your insurance needs are handled with precision and care, ready to assist you with any questions throughout the year.

As a commercial insurance broker, QMT Commercial are regulated by the Financial Conduct Authority (FCA), meaning that there is a strict code of practice we must abide by to ensure consumers are treated fairly at every stage of the financial services we help to arrange.

In the last 20+ years, QMT Commercial has built excellent relationships with a wide variety of insurers and wholesale brokers, meaning we can bring you some great deals on your business insurance, some of which you won’t be able to find on price comparison sites.

Group Use
Charities and community groups Transporting volunteers or service users
Schools and nurseries Using minibuses for trips or daily transport
Care homes and residential facilities For moving residents
Sports clubs and scout groups Ferrying members to events
Taxi and private hire operators Who offer group transport
Large families or friend groups Using a minibus for social or domestic travel

Do I need Minibus Insurance?

Minibus Insurance is designed for anyone operating a vehicle with 9 to 17 seats (including the driver), whether for personal, community or commercial use. If you’re behind the wheel of a minibus, chances are you need specialist cover. Typical groups that may need Minibus Insurance include:

Who can drive on my
Minibus Insurance policy?

Who can drive your minibus depends on the type of insurance policy you’ve chosen and your insurer’s specific terms.

Named driver policy

Only the individuals specifically listed on your policy are covered to drive, ideal for small organisations or families with consistent drivers

“Any driver” policy

Allows anyone over a set age (commonly 25 or 30) to drive, provided they meet licence and experience requirements, useful for schools, charities or businesses with rotating staff

QMT Commercial is a UK based, proudly independent insurance broker.

What are the main features of a Minibus Insurance Policy?

Minibuses fall into a different vehicle category (typically M2), so you’ll need specialist insurance to meet legal and operational requirements. Depending on the level of cover you choose, a policy can include the below features.

Main Features

    • Protect against accidents, theft and malicious damage to your minibus
    • Covers the carriage of non-fare paying passengers, private hire, social, domestic and pleasure (SDP) and business use
    • Third party property damage
    • Windscreen cover
    • Breakdown cover
    • Personal accident
    • Wheelchair cover
    • Personal belongings cover
    • No Claims Discount available
    • 24/7 Claims Line, managed by our trusted partners at iRevolution Claims

Frequently asked questions...

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