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Charity Insurance

Help safeguard your not-for-profit organisation, trustees and volunteers

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Charity Insurance

Giving charities and community groups a helping hand

Every organisation must recognise the risks they encounter, understand how to mitigate these potential threats and implement strategies to help safeguard their team and assets against them. This applies to all charity organisations, including community groups, educational clubs, religious outreach programs, animal rescues, care and respite homes, food banks and charity shops. The insurance coverage will be dependent on the scale of your operations and the activities you engage in, requiring a flexible insurance solution that truly fits your organisation.

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Why Choose Us

We understand your budget is sacrosanct

We understand that charities must be careful with their budgets, ensuring every expenditure delivers maximum value. Our knowledgeable team of commercial insurance advisors are committed to securing competitive rates that offer fantastic coverage without sacrificing quality.

Independent and impartial advice

At QMT Commercial, as an independent insurance broker, we are free from ties to any single provider. This independence empowers us to deliver impartial advice and access a diverse array of insurers, ensuring we can help secure the most suitable policies for your business requirements.

Don’t just take our word for it

When choosing a new insurance broker, you’ll want to hear about the experiences of other customers before you make your decision. Why not head over to our Trustpilot page to see for yourself why so many clients choose us for their business insurance, year after year.

Flexible payment options available

For those who prefer not to pay their insurance policy in full upfront, we can offer flexible payment options. You can choose to divide the total into two monthly instalments or use our third-party finance provider to spread the cost over the year with convenient monthly direct debits.

Customers are our top priority

QMT Commercial prides itself on its commitment to delivering excellent customer service. Our UK-based insurance advisors and support team are here to ensure your insurance needs are handled with precision and care, ready to assist you with any questions throughout the year.

UK Regulated by the FCA

As a commercial insurance broker, QMT Commercial are regulated by the Financial Conduct Authority (FCA), meaning that there is a strict code of practice we must abide by to ensure consumers are treated fairly at every stage of the financial services we help to arrange.

Everything in one place

Tired of the hassle of managing multiple policies with different brokers and insurers? We can help. We can arrange most types of business insurance including liability and fleet, meaning if you switch to us, you’ll only need to deal with your dedicated account manager.

QMT Commercial is a UK based, Proudly Independent Insurance Broker.

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What are the main features of a Charity Insurance Policy?

Whether you're managing a village hall or overseeing a large charitable trust, ensuring financial security is crucial. QMT Commercial can help you to assess and address your specific risks, allowing you to continue your invaluable work within the community with greater peace of mind.

Main Features

  • Typically includes Public Liability Insurance (cover limits usually range from £2-5 million) to help defend your organisation against claims made by third parties or members of the public and pay settlements or compensation where the claimant is successful.
  • Can include Employers’ Liability Insurance (which may be a legal requirement depending on your organisation) to protect against claims made by employees and volunteers.
  • Can include additional cover depending on your charity activities and requirements such as data breaches, professional indemnity, personal accident, events, buildings and contents, stock cover, etc.
  • Can include Trustees’ Indemnity Insurance (sometimes referred to as Directors, Trustees and Officers’ insurance), to protect them from being held personally liable for the decisions they make.

In addition, QMT Commercial can also help to arrange cover for your company fleet or minibus, should you require a quote for commercial vehicle insurance.

Get a FREE Quote

Fill out the form below to get the quotation process underway, one of our specialist broking team will then do the rest for you by conducting a comprehensive market review in order to obtain the best prices and cover for you.

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