Dash cams: a smart investment that strengthens your insurance protection
Published on: August 5, 2025
Published on: August 5, 2025
With the roads busier than ever, even the most careful drivers can find themselves involved in incidents where “what really happened?” is the key question. Enter the dash cam – a small, unobtrusive device that records your journey and can make a big difference to both your peace of mind and your insurance experience.
A dash cam is a compact camera fitted to your vehicle’s windscreen or dashboard, continuously recording the road ahead (and sometimes behind). Its primary purpose is to capture a real-time account of your driving, traffic conditions and any incidents that may occur.
One of the most significant benefits of a dash cam is its role as an impartial eyewitness. In the event of a collision, dash cam footage provides clear, unbiased evidence that can quickly establish fault or clarify a disputed claim. This evidence is invaluable both to you and your insurer, helping to avoid lengthy investigations and speeding up the claims process. According to RAC research, two-thirds of UK drivers now use dash cams, and many believe it has saved them time and money after an incident.
Unfortunately, staged accidents and insurance fraud are on the rise. “Crash for cash” scams – where criminals deliberately cause accidents for compensation – can have devastating effects on businesses and drivers alike. Dash cams have become a first line of defence, helping combat scams by providing indisputable documentation of events.
Some insurers recognise the value dash cams bring, offering discounts to drivers who use them. Even if a discount isn’t available, dash cam footage can help protect your no claims bonus by clearly proving you weren’t at fault, minimising premium increases after an accident.
For business owners and fleet managers, the advantages are even greater. Dash cams help to safeguard your drivers, support prompt claims management and help maintain a cleaner insurance record – protecting both your team and your business reputation.
Today’s dash cams offer a range of features, from HD recording and night vision to GPS tracking and G-force sensors. Consider your needs: do you want both front and rear coverage? Will you be driving professionally? Reliable storage, easy retrieval of footage and secure mounting are all factors to bear in mind.
Fitting a dash cam is a straightforward upgrade that can offer valuable reassurance – sometimes saving you a substantial amount on repairs, liability and insurance headaches. At Quote Me Today, we believe proactive risk management is key to protecting your journey, your business and your peace of mind. With today being National Dash Cam Day, there’s never been a better time to explore this valuable piece of kit and see how the right technology and insurance go hand in hand.
