How to protect your Park Home from storm damage

Storms are becoming more frequent and severe (we’re looking at you Goretti), bringing strong winds, heavy rain and flooding that can cause serious damage – especially to park homes. Because park homes are typically lighter in structure and often located in exposed or rural areas, they can be more vulnerable during extreme weather.

The good news is that with the right preparation, maintenance and insurance in place, you can significantly reduce the risk of storm damage and the stress that comes with it.

We’ve gathered some practical tips, but you should always follow guidance from official authorities such as the Environment Agency or other relevant bodies.

1. Secure the structure of your park home

High winds are one of the biggest threats to park homes. Taking steps to strengthen and secure your home can make a major difference.

• Check anchoring and tie-downs: Ensure your park home is properly anchored to its base and that tie-down straps are secure and in good condition.
• Inspect skirting: Loose or damaged skirting can allow wind and water underneath the home. Repair or replace any broken sections.
• Reinforce doors and windows: Make sure all doors and windows close tightly and locks are functioning properly.

Regular inspections, especially before storm season, can help catch problems early.

2. Maintain the roof and gutters

Your roof is your first line of defence against storm damage.

• Inspect the roof regularly for loose panels, damaged felt or worn seals.
• Clear gutters and downpipes so rainwater can drain freely and doesn’t back up or overflow.
• Check flashing and seals around vents and chimneys to prevent water ingress.

Small maintenance issues can quickly turn into major repairs if ignored during heavy rain or high winds.

3. Protect against flooding and water damage

Many park homes are located in areas prone to surface water flooding.

• Ensure good drainage around your home and keep nearby drains clear of debris.
• Raise valuable items off the floor where possible.
• Seal gaps around pipework and entry points to prevent water entering the home.
• Consider flood barriers or non-return valves if flooding is a known risk in your area.

Preparation can reduce both damage and recovery time after a storm.

4. Secure outdoor items and surroundings

Loose objects can become dangerous projectiles in strong winds.

• Secure or store garden furniture, bins and decorations before a storm hits.
• Check sheds, decking and fencing for loose panels or weak fixings.
• Trim trees and overhanging branches that could fall onto your home during high winds.

A tidy and secure outdoor area helps protect both your property and neighbouring homes.

5. Create a storm readiness plan

Being prepared helps you stay calm and act quickly when severe weather is forecast.

• Keep a storm checklist for last-minute checks.
• Prepare an emergency kit with torches, batteries, first-aid supplies and important documents.
• Know how to safely turn off utilities if required.
• Stay informed by monitoring local weather alerts.

Planning ahead reduces panic and improves safety during extreme conditions.

6. Make sure you have the right Park Home Insurance

Even with the best preparation, storms can still cause unexpected damage. That’s why having the right insurance is essential.

Specialist park home insurance can cover:

• Storm and wind damage
• Flooding (where included)
• Damage to roofs, skirting and outbuildings
• Alternative accommodation if your home becomes uninhabitable

It’s important to review your policy regularly to ensure it reflects the true replacement value of your park home and includes appropriate storm cover.

Protect your park home with confidence

Storm damage can be disruptive and costly, but preparation and protection go a long way. By maintaining your park home, securing your surroundings and reviewing your insurance, you can face storm season with greater peace of mind.

If you’re unsure whether your current insurance provides adequate storm protection for your park home, speaking to one of our friendly advisors can help you identify gaps and ensure you’re properly covered – before the next storm arrives. We’re ready to help on 01227 285 540